Easy Hisab vs Splid: which should you use in India?
The short answer: for groups in India, Easy Hisab is the better pick over Splid. An entry is one typed or spoken line in Hindi or English, or a photo, screenshot or statement PDF; you can keep as many groups as you like for free; and settlement opens whichever UPI app you use. Easy Hisab is always free for unlimited entries, groups and people; you pay only for AI use beyond the free monthly allowance. It works completely offline, so a trek, a village visit or a flight still gets recorded and syncs later; only AI reading of photos and statements waits for a connection. Splid is the better pick in one case: a one-off trip abroad, in several currencies, with people who will not sign up for anything. We make Easy Hisab, so read the table and judge for yourself.
Easy Hisab and Splid side by side
| As of October 2026 | Easy Hisab | Splid |
|---|---|---|
| How you add an entry | One typed or spoken line in Hindi, English or Hinglish; a photo, screenshot or statement PDF; a form if you prefer | A form per expense, with multiple payers and unequal splits |
| Reads receipts and screenshots | Yes: bills, UPI payment screenshots and WhatsApp messages (10 scans a month free, 150 on Pro) | No |
| Reads statement PDFs | Yes: bank and card statement PDFs, likely duplicates flagged (2 a month free, 10 on Pro) | No |
| Bulk save | Yes: five spends in one message, a stack of bills or a whole statement, reviewed once and saved in one tap | One expense at a time |
| Works offline | Completely: add, split and see every balance with no signal; only AI reading waits for a connection | Yes: offline groups, with sync optional |
| Needs SMS access | No. Share or paste one bank message when you want that spend recorded | No |
| Sells loans or credit | No | No |
| Free entry limit | Unlimited | No entry cap stated |
| Groups limit | Unlimited groups and people | One free group; more groups through a one-time in-app purchase |
| UPI settlement | Opens any UPI app with the amount filled in, then records the payment | None; it shows the fewest payments needed |
| Friends off the app | Yes: their account works from your side alone, and you can send them a read-only link | Yes: share a group, and nobody needs to sign up |
| Hindi | Full Hindi interface; understands Hindi and Hinglish entries | No |
| Export | Spreadsheet export, free | PDF summaries; Excel through an in-app purchase |
| Price | Free; Pro at ₹99/month or ₹899/year only raises the AI allowance | Free for one group; one-time unlocks such as Splid Plus |
Splid facts are as published by Splid as of October 2026 and change often: Splid on Google Play, splid.app. Check the store listing before you decide.
Why Easy Hisab: adding the entry is the whole job
- Type it or say it. “350 chai with Rahul and Priya” or “Ramesh ko 500 diye” becomes a full entry: amount, category, people and split. No form.
- Reads bills, screenshots and statements. Photograph a bill, pick a UPI screenshot or a WhatsApp message, or hand over a bank statement PDF; every row lands on one review screen and saves in one tap.
- Works completely offline. Everything is saved on the phone first; it syncs when you are back. Only AI reading waits for a connection.
- Settles over any UPI app. Pay with the amount filled in, record the payment on the way back, log cash and partial payments. The balance says who has to pay whom in plain words.
- Always free for unlimited entries. Groups, splits, the account, settlement, offline and export have no limit on entries, groups or people. Pro only raises the AI allowance.
| Each month | Free | Pro (₹99/month or ₹899/year) |
|---|---|---|
| AI-parsed typed entries | 50 | 2,000 |
| Voice entries | 10 | 500 |
| Receipt and screenshot scans | 10 | 150 |
| Bank or card statement PDFs | 2 | 10 |
| Typed entries by hand, groups, splits, accounts, UPI settlement, export | Unlimited | Unlimited |
Allowances as of October 2026; the app's Plan screen shows the current numbers.
What Splid does better
- No sign-up at all. Splid needs no account, even to share a group, which makes it painless with people you will never split with again.
- 150+ currencies. Pick from more than 150 currencies and Splid converts the amounts, which suits a trip abroad. Easy Hisab is built for rupees.
- Fewest payments. It works out the smallest number of payments that settles the group.
- Works offline. An offline group needs no connection at all; sync is optional.
- On iPhone today. Splid is on Android and iPhone. Easy Hisab's iPhone app is in App Store review; until then iPhone users use it in the browser.
How to move from Splid
There is no import from Splid, and you do not need one. Start from where each balance stands today, not from the history.
- In Splid, note each person's current balance: who has to pay whom, and how much. Splid's PDF summary keeps the old history.
- In Easy Hisab, create the group, or add each friend. Friends who will not install anything still get an account on your side.
- Add one entry per person for the balance that carries over, with a note such as “carried over from Splid”. Typing “Rahul has to pay 1350, carried over” is enough.
- From today, add every new spend in Easy Hisab. Settle the old balances over UPI whenever it suits you; the payment is recorded against them.
Frequently asked questions
Is Easy Hisab better than Splid?
For groups in India, yes: Easy Hisab has unlimited free groups, reads bills, screenshots and bank statement PDFs, settles through any UPI app, and works in Hindi. Splid is the better pick for a one-off trip abroad in several currencies with people who will not sign up for anything.
Does Splid need a sign-up?
No. Splid works without an account, and a group can be shared with no sign-up. Easy Hisab needs a phone number to sign in, and a friend who never signs up still gets an account on your side and a read-only link to their balance.
Is Splid free?
Splid is free for one group. More groups and Excel export are one-time in-app purchases, such as Splid Plus. Easy Hisab is free for unlimited groups, people and entries; only AI reading beyond the free monthly allowance is paid.
Do both apps work offline?
Yes. Splid can keep a group completely offline, with sync optional. Easy Hisab saves every entry on the phone first, so you can add spends, split them and see every balance with no signal, and it syncs when you are back; only AI reading of photos and statements waits for a connection.
Does Splid work in Hindi or with UPI?
No. Splid has no Hindi interface and no UPI settlement; it shows who has to pay whom and you pay outside the app. Easy Hisab has a full Hindi interface, understands Hindi and Hinglish entries, and opens any UPI app with the amount filled in.
What do I pay for in Easy Hisab?
Only extra AI use. Entries, groups, splits, accounts with friends, budgets, UPI settlement, offline and export are free with no limit, and stay free. The free plan includes a monthly allowance of AI-parsed entries (50 typed, 10 voice, 10 receipt or screenshot scans, 2 statement PDFs). Pro, at ₹99 a month or ₹899 a year, raises those to 2,000, 500, 150 and 10 and adds more photo space. When the allowance is used up you can still type entries by hand without limit.
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Try Easy Hisab free
Type it, say it, scan it or import it. No entry limits, settle over UPI, English and Hindi.
On iPhone? The iOS app is in App Store review. Until then you can use Easy Hisab in the browser with the same number.
About this comparison: we build Easy Hisab, so this page is not neutral, and we have tried to make up for that by being specific. Splid facts come from its own store listing, site and launch coverage as of October 2026. Found a mistake? Write to [email protected] and we will fix it.